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Got to Face the Devil

June 19th, 2009 at 05:02 am

I never believed it when people say it. But when I think of how much stress (the lack thereof of) money has brought into most of my adult life, it makes me believe that maybe money may really be the root of all evil. I got my first credit card when I was fresh out of college and my financial life has pretty much been a yo-yo ever since.

But enough blaming the credit card industry because they didn't force me to charge anything in the first place.

Posted in Debt Becomes Her | 7 Comments »

7 Responses to “Got to Face the Devil”

  1. Broken Arrow Says:
    June 19th, 2009 at 12:16 pm 1245413811
    1245413811

    Soooo... if the lack of money is the root of evil, doesn't that make money itself the salvation from evil?

    Just sayin'. Big Grin

  2. creditcardfree Says:
    June 19th, 2009 at 01:48 pm 1245419338
    1245419338

    Sounds like you have had a revelation.

  3. Lisa Says:
    June 19th, 2009 at 03:22 pm 1245424930
    1245424930

    I do blame the credit card companies to a large extent. They aggressively marketed to college students when I was in college. Not sure if this still goes on. They have always been out to make money at someone else's expense. And by giving credit cards to people who are mostly jobless is ridiculous. They knew college kids would charge and then not be able to pay. Some parents bail kids out, I suppose, but I think they had malicious intent! We don't have credit cards out of principle. I don't want anything to do with such a disgusting industry. And they try to portray themselves as so nice and helpful...

  4. pretty cheap jewelry Says:
    June 19th, 2009 at 05:33 pm 1245432795
    1245432795

    The only card that was offered to me upon college grad was American Express (in 1982) which had to be paid in full every month.

    I am sssssssuuuuuuuuuurrrrrrrrreeeeeeee that has changed. But it worked as far as learning to live w/o credit debt all these years.

    I think this will be the technique to use on my kids when the time comes. Let them get an American Express that has to be paid in full every month. Still 10 years away...

  5. Nika Says:
    June 19th, 2009 at 08:38 pm 1245443933
    1245443933

    College kids are legal adults and as such are entitled to make their own decisions. Our government allows 18 year olds to sign up for military and be send to kill or be killed. Yet the majority of the country is not screaming that the army is an evil insitution that preys on kids that don't know any better.

    We allow people to drive at 16. They can kill someone and be killed. They have much higher chance to crash between the age of 16-25. Should we protect them from themselves and not let them drive until 26?

    I don't think you should have it both way. You are either an adult that has rights and bears responsibilities for your decisions, or you should not be allowed to make any adult decisions.

    No one from Visa ever held a gun to my head and made me charge things I could not afford. If a person can't afford something but needs it anyway, I don't think it is the credit card company's fault. I don't understand people who say "they should not have extended me this credit". Well, you did not have to take it, and it would produce the same result as them not extending it.

    Can I blame a bakery for gaining weight? Yes, I know don't HAVE TO eat it, but they put it right in their display window that I pass on the way to work. They don't even ask what my cholesterol is before selling me a cake! They don't care if I drop dead from a heart attack and don't take time to investigage if eating this cake would be the best thing for my well being. Are they evil?

  6. boomeyers Says:
    June 20th, 2009 at 02:49 am 1245466194
    1245466194

    Credit card companies are evil. Period.

  7. Joan.of.the.Arch Says:
    June 20th, 2009 at 02:28 pm 1245508090
    1245508090

    The interest rates CC companies charge seem unethical to me. And I don't like it that they can change certain terms while one has debt with them racked up under different terms. But I have no problem with them offering cards to young adults. Not every college student or college graduate who has a credit card gets into trouble with them. My son has been able to save a lot of money (probably approaching $1000 now) on books using a CC to buy them discounted online. Like his parents, he does not use them to charge more than he can pay that same month.

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