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Archive for July, 2010

My Birthday Wish

July 15th, 2010 at 04:25 am

I don't know if it's just me, but i get very melancholy on my birthday. I start to wonder where i have been, where am i going and what have i done with my life. When I turned 36 last week, I actually felt very panicky inside. I realize that i have very, very little savings and very, very big debts. I officially belong to Generation Broke!

I have credit card debts from purchases that have already been long gone, and personal loans/debts for stuff that i didn't really need. Long story short, i made very bad financial choices.

I know that this financial mess wasn't acquired in one day, the same thing that i didn't gain weight in one eating (which is a whole other story), so i also know that getting my financial life in order will surely take time and lots of discipline. But if i want to live comfortably by the time i retire in say, 30 years, i need to start doing something NOW before it's too late.

And so with this blog entry comes my wish for my 36th birthday - freedom from debt and financial independence.